The sages asked Sutji to elaborate on the importance of place, time, and charity. Sutji explained that the location of charity and worship greatly impacts its merit. Rituals performed at home are auspicious, but those conducted in cowsheds, near water bodies, under sacred trees, or at pilgrimage sites yield greater rewards. Among pilgrimages, the banks of sacred rivers like the Ganga, Godavari, and Yamuna are

considered the most fruitful.

In Satyug, offerings and charity produced complete rewards, while in Kaliyug, sincere donations still bear significant fruit. Special occasions such as solar eclipses, lunar eclipses, and auspicious dates amplify the benefits of giving.

Regarding eligibility, Sutji described ascetics and yogis as the most deserving recipients. Giving food to the hungry without waiting for them to ask is considered the highest form of charity, while giving after being asked yields lesser merit.

Twelve items are deemed the most valuable for donation: cows, land, sesame seeds, gold, ghee, clothing, grains, jaggery, silver, salt, gourds, and kusha grass. Donating cows absolves sins, land provides shelter in the afterlife, and gold enhances valour.

Charity ensures blessings in this and the next world. Offering everything to God and giving wisely leads to ultimate liberation (moksha).